Kuphupha ngemali kusho kuba nemandla ekufeza tinjongo takho nobe kufinyelela imigomo yakho. Imigomo yakho ingahlobana nengcondvo, imiva nobe kufinyelela esigabeni lapho uphila khona indlela yekuphila loyifunako. Uyakhona kucabanga, kutiva futsi wente nobe yini lokufunako emphilweni. Imali ingakhombisa emandla.
Ngendlela lekahle, imali imelela ematfuba, emandla kanye nekutiva uciniseka ngemandla akho ekwenta lokutsite.
Ngakulolunye luhlangotsi lolungakalungi, imali ingamelela timo letimbi lokumatima kutincoba, nobe ematfuba lalahlekile. Kuphindze kuhlobane nekutigcabha. Ungativa shengatsi awunawo emandla lanele ekufeza imigomo yakho nekutsi timbangi takho nobe logcuzulana nabo banemibono leminyenti kanye nenhlanhla kunawe.
Lamanye emaphupho lavamile ngemali afaka ekhatsi:
- Uma uphupha ucitsa nobe ulahlekelwa yimali bese utiva udvumatekile, kungaba luphawu lolubi
- Uma uphupha unikwa nobe utfola imali, kungasho inhlanhla nemphumelelo.
- Kuphupha uniketwe imali, futsi ephusheni lakho uyemukela, kungasho inhlanhla letako.
- Uma uphupha uniketwa imali bese lomunye umuntfu uyayitsatsa kuwe, kungasho kutsi kunebantfu labetama kukubukela phansi nobe bafuna kutsatsa lokufanele kutsi kube kwakho
- Uma uphupha utsatsa imali loyiboleke umuntfu, kungasho kutsi kutawuba nenchubekelembili kuloko lotama kukufeza.
Kuhola neKutfola Imali
Uma uphupha uhola imali lenyenti, kungasho tinkinga, ikakhulukati uma unebhizinisi. Kungenteka ulahlekelwe yintfo letsite madvutane.
Kutfola imali kungaphindze kumelele kufundza kanye nekucondza lokukukhulula etintfweni letimbi. Kungakunika emandla ekuba ngumuntfu lojabulako lokhona kwenta tintfo futsi atinakekele yena nalabanye. Imali ingasikisela indlela yekutsi tihibe tisuswe. Kungahlobana nekutiva ujabulile ngematfuba lamasha, imibono lemisha nobe likhono lekufeza tintfo lotifunako.
Kuphupha ubala imali kusho imiva yekuhlola emandla akho, inkhululeko yakho nobe kutetsemba. Kucaphela kutsi tingucuko losandza kutenta betibalulekile yini nobe cha.
Luhlangotsi lolungakalungi lwekuphupha ngemali kutsi, nobe kungaveta emandla akho nemakhono akho, kungaphindze kuhlobane nekutitsemba kakhulu nobe kungatsembeki. Uma bantfu lababi nobe labangatsembeki ephusheni lakho banemali, kungasho kwesaba, imikhuba lemibi nobe tindzaba temphilo letimatima kakhulu. Kungaphindze kuvete imikhuba lemibi lengalawuleki.
Kuwina Imali
Kuphupha ngekuwina imali kusho kutiva unenhlanhla. Emandla nobe imibono lemisha ingatfolakala ngetingucuko letingalindzelekile ekuphileni kwakho.
Kweba Imali
Kuphupha weba imali kusho imibono lemisha nobe litfuba lelijahako. Kungenteka ungabi nendzaba nekutsi lomunye umuntfu ucabangani nobe utsini ngaloko lovele ukwenta.
Kulahlekelwa nobe Kubabete Imali
Kukhohliswa nobe kuphucwa imali kusho tindlela letimbi tekucabanga nobe timo letinciphisa kutitsemba kwakho, likhono lakho lekwenta tintfo nobe kusingatsa tinkinga temiva. Ungativa shengatsi lawo mandla, inkhululeko nobe tintfo letibalulekile kuwe tiyatsatfwa.
Kuphupha ute imali kumelela kutiva ungakabaluleki, kutihlonipha lokuphansi nobe kutiva shengatsi awunawo emandla lanele ekwenta loko lokudzingeka kwentiwe.
Kuphisana Ngemali
Kuphupha uniketa labanye bantfu imali kungakhombisa kusekela kwakho imigomo yalabanye bantfu ngekusita umuntfu loswele. Luhlangotsi lolubi lwaloku kutsi kungasho kutsi unikela ngemandla akho nobe usekela imikhuba lemibi bese uvumela inkinga kutsi ikhule.
Imali Yeliphepha Cash
Uma uphupha imali, kuya ngekutsi nguluphi luhlobe lwemali. Uma ngabe yimali yemaphepha kungasho ibhadi, kepha uma ngabe yimali lemhlophe kungasho inhlanhla. Kuphupha imali kungasho likhono lekufeza imigomo ngenkhululeko lephelele. Ungakhetsa kwenta nobe yini lokutsandzako. Linani lemali lonalo ephusheni lingahlobana nemiva yemandla nekutimela.
Kutsenga ngemali kumelela kusebentisa emandla nobe tindlela tekufeza imigomo nobe kwenta tintfo tenteke ngendlela lofuna ngayo. Kuphupha uniketwa imali lesesandleni kumele ematfuba nobe timo letikuvumela kutsi ukhetse nobe ube nemandla lebewungenawo ngaphambili.
Tinhlavu
- Kuphupha utfola tinhlavu temali kumelela imiva lemihle ngetintfo letitfolakala emphilweni nawusebenta kamatima, ngekutiva ujabulile kutsi unetintfo letinyenti kunaleto lebewunato ngaphambili. Kuphindze kuhlobane nekucacisa tinkinga, kuba nemandla lamanyenti, nobe kutfola inkhululeko kanye nemiva yekuba nenhlanhla.
- Kuphupha tinhlavu temali kuphindze kuhlobane nekutfola intfo letsite ungakacapheli nobe lokungajwayelekile emphilweni yakho. Kungenteka kutsi kuhlobene nematfuba laphutselwe nobe lalahlekile kepha abuyile. Kungaphindze kuhlobane nekwati loko lokubalulekile kuwe ekuphileni kwakho.
- Kuphupha ngetinhlavu temali letibekiwe kusho kutsi unetintfo letinyenti kunaleto lebewunato ngaphambili. Kungaba futsi ngekugcina imibono nobe kulindza kutfola lusito nobe ematfuba.
- Kuphupha ngekutfola luhlavu lwemali lunye kungamelela imiva yakho ngekulwela kufeza imigomo yakho, kucondza nobe imigomo loyiphokophelako. Ngalokubi, kungasho kucitsa sikhatsi ngemibono locabanga kutsi mihle kodvwa.
- Kuphupha ujikijela tinhlavu temali ngendlela lengakhatsateki kusho kungabaluleki kwentfo lebewucabanga kutsi utawuzuza kuyo. Kungahlobana nekutiphatsa ngendlela lengakhatsateki ngentfo leyinhlanhla leyenteka kuwe. Nobe utive shengatsi unenhlanhla kunalabanye bantfu nobe utive ukhangile kunalabanye bantfu.
- Kuphupha udlala umdlalo wetinhloko noma imisila ngetinhlavu temali kumelela kutiva nobe kutiphatsa ngendlela lengakhatsateki ngesincumo lositsatsile nobe lotasitsatsa. Kuvumela imphilo nobe siphetfo sikukhetsele.
Imibala yeTinhlavu Temali
Umbala wetinhlavu temali nawo unekubaluleka:
- Lutfusi: Uma uphupha uniketwe noma ucosha tinhlavu telitfusi, kusho kutsi kungaba netikhatsi letimatima letita kuwe madvutane.
- Siliva: Kuphupha ngetinhlavu tesiliva kumelela inhlanhla nobe tintfo letihlangana ngendlela lencono kakhulu. Ungativa unenhlanhla ngekuba netintfo letinyenti kunaleto lebewunato ngaphambili. Kungafika litfuba nobe simanga lesikuletsela kuvisisa, emandla nobe inkhululeko. Uma uphupha ngesiliva, tinhlavu tesiliva, nobe tintfo letentiwe ngesiliva, kuluphawu loluhle uma utitfola. Kungasho kutsi utawuba nenhlanhla futsi ube nemshado lojabulisako. Nangabe umuntfu atitsatsa kuwe, kungenteka lokuphambene.
- Ligolide: Kuphupha ngetinhlavu temali yekugolide kusho litsemba ngesimo sakho nemibono. Kungenteka kutsi kuhlobene nentfo lebalulekile lonayo nobe ematfuba lamasha latfolakala kuwe. Kuyinjabulo kwati kutsi uhlale unemandla nenkhululeko yekwenta loko lokufunako ekuphileni. Kubona lomunye umuntfu anetinhlavu teligolide kusho kutsi wena nobe lomunye umuntfu uyajabula kutsi utfole inkhululeko yekutikhetsela kanye nemandla ekwenta loko wena nobe yena lakutsandzako. Kubona bantfu labanemimoya lemibi banetinhlavu teligolide kungasho tintfo letimbi. Kungamelela timo letimatima ekuphileni letikwesabisako nobe letikudvumatako. Ungaphindze utive ute emandla ekubhekana nemuntfu lonemibono lencono nobe lonesikhundla lesiphakeme kunawe.
Uma uphupha ngeligolide, kuvame kuba luphawu lolubi lolukhomba buphuya esikhatsini lesitako. Uma uphupha umlingani aneligolide, kubi kakhulu, futsi kungasho kutsi nitawuba nenhlanhla lembi nobabili. Caphela uma uphupha ngaloko, ikakhulukati uma unemsebenti.